Software Alternatives, Accelerators & Startups

Revolut Bank VS Stripe

Compare Revolut Bank VS Stripe and see what are their differences

Revolut Bank logo Revolut Bank

One app, all things money

Stripe logo Stripe

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.
  • Revolut Bank Landing page
    Landing page //
    2023-07-29
  • Stripe Landing page
    Landing page //
    2024-04-30

Revolut Bank features and specs

  • Convenient Digital Banking
    Revolut offers a fully digital banking experience, allowing users to manage their finances through the app without the need to visit physical branches.
  • Multi-Currency Accounts
    Users can hold and exchange multiple currencies in their account, making it ideal for travelers and those dealing with international transactions.
  • Low Fee Structure
    Revolut generally offers lower fees for currency exchanges and international transfers compared to traditional banks.
  • Advanced Security Features
    The platform incorporates robust security measures such as real-time notifications, two-factor authentication, and the ability to freeze and unfreeze cards instantly.
  • Wide Range of Financial Services
    Revolut offers a variety of services beyond traditional banking, such as stock trading, cryptocurrency trading, and budgeting tools.

Possible disadvantages of Revolut Bank

  • Limited Customer Support
    Users have reported that Revolut's customer service can be slow or difficult to reach, which may be a concern for those who require prompt assistance.
  • Potential Hidden Fees
    While the fee structure is generally low, users have noted unexpected fees, particularly on weekends or when exchanging less common currencies.
  • Service Limitations
    Revolut may lack some of the services offered by traditional banks, such as cash deposits or extensive loan products.
  • Regulatory Limitations
    As Revolut expands into new markets, regulatory changes may impact the availability of certain features or result in additional requirements for users.
  • Reliance on Smartphone
    The app-based nature requires users to rely heavily on their smartphones, which could be inconvenient for those without continuous access to mobile devices.

Stripe features and specs

  • Comprehensive API
    Stripe offers a robust and well-documented API that allows businesses to customize their payment processing to suit their specific needs.
  • Global Reach
    Stripe supports payment processing in multiple countries and currencies, making it ideal for businesses with international clientele.
  • Advanced Security
    Stripe provides advanced security features, such as PCI DSS compliance and fraud prevention tools, ensuring that both businesses and customers are protected.
  • Scalability
    Stripe is suitable for businesses of all sizes, from startups to large enterprises, offering solutions that scale with the business's growth.
  • Rich Feature Set
    In addition to payment processing, Stripe offers a wide range of features including subscription billing, invoicing, and marketplace payments.
  • Integration with Popular Platforms
    Stripe easily integrates with popular e-commerce platforms like Shopify, WooCommerce, and Magento, simplifying the setup process.

Possible disadvantages of Stripe

  • Costly for High-Volume Businesses
    Stripe's transaction fees can become expensive for high-volume businesses, especially when compared to other payment processors that offer volume-based discounts.
  • Complex Setup
    For businesses without a dedicated developer or technical team, setting up Stripe’s API and customizing it can be complex and time-consuming.
  • Limited Customer Support
    Some users have reported that Stripe's customer support can be slow to respond and may not always provide satisfactory solutions to issues.
  • Account Stability
    There have been instances where Stripe has abruptly terminated accounts or held funds, causing disruptions to businesses.
  • Subject to Chargebacks
    Like other payment processors, Stripe is not immune to chargebacks, which can be a significant issue for certain types of businesses.

Revolut Bank videos

Revolut Bank Review - Watch This Video Before!

Stripe videos

PayPal VS Stripe 2020: Which Online Payment Processor Is Best For Your Business?

More videos:

  • Review - Stripe Review Video
  • Review - BEWARE: CLOSE YOUR STRIPE ACCOUNT!!! *BEFORE THEY DO*

Category Popularity

0-100% (relative to Revolut Bank and Stripe)
Online Payments
4 4%
96% 96
Fintech
100 100%
0% 0
Recurring Billing
0 0%
100% 100
Money Transfer
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Revolut Bank and Stripe

Revolut Bank Reviews

We have no reviews of Revolut Bank yet.
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Stripe Reviews

Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Stripe is one of the world’s largest payment processing platforms, trusted by their customers for many years. In addition to gateway features, for a fee, Stripe offers billing and subscription management tools for its users. Its intuitive interface and extensive documentation make it a favorite among developers and companies of different sizes.
Source: rainex.io
Top 5 Payoneer Alternatives for Seamless Online Transactions
Key Features: A powerful payment processing platform focused on online businesses, offering features like subscriptions and fraud prevention. Stripe boasts a unified suite of tools and APIs that simplify the entire online payment process for businesses.
Source: www.doola.com
What to Use Instead of PayPal? 10 Best PayPal Alternatives
Conveniently, Stripe automatically deposits your funds into your bank account. Another convenient feature of Stripe is that the checkout process takes place on your website. That reduces customer friction compared to platforms like PayPal, which sends customers to external sites. The platform is also highly customisable.
The 6 best online payment processing services in 2024
Part of the HubSpot Commerce Hub feature set, Payments adds payment processing on top of a mountain of possibilities. It's seamlessly connected to all other parts of this sales software, so you can manage your business relationships, marketing, website, content, and operations from the same place. The actual payment infrastructure belongs to Stripe, with HubSpot charging...
Source: zapier.com
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Stripe is a payment processor. Its software and APIs enable businesses to accept payments, send payouts, and manage their businesses online. Stripe offers its customers a full-stack payment process – it serves as both a third-party payment processor and a payment gateway.
Source: rainex.io

Social recommendations and mentions

Based on our record, Stripe seems to be a lot more popular than Revolut Bank. While we know about 275 links to Stripe, we've tracked only 6 mentions of Revolut Bank. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Revolut Bank mentions (6)

  • Does anyone know how to get free ultimate/live gold etc?
    Create a new Xbox account, find a 3 month gamepass trial somewhere, use Revolut or Privacy.com for a virtual credit card, and set the primary xbox to your xbox. Source: almost 2 years ago
  • Access denied, invalid endpoint acquirerBIN, acquirerMerchantID not recognized
    Use revolut.com, that will work for you, typically german cards wont work. Source: almost 2 years ago
  • Hustlers University/The Real World - Full list of Faqs
    My card doesn't work at all, I keep getting errors, why? / what type of cards work? Firstly make sure your card is either a DEBIT or CREDIT card, VISA, MASTERCARD. Next check you can authenticate the purchase via your banking app. Also make sure you have over $49 usd in your account, in case of currency fluctuations, if outside of USA. Lastly, try and whitelist your transaction with your bank. IF these steps... Source: about 2 years ago
  • Canadian living abroad for two years with a canadian salary. What banking/money transfer option to choose?
    Wise and Revolut are both solid - I used them both when I was travelling for a few years. You can get a debit card through both of them and store multiple currencies on it. Source: over 2 years ago
  • Is it possible to register for/use Revolut on a desktop/laptop computer?
    Looking at the website here it says 'now on desktop!' then when I try to download it, it sends a link to my phone number, which just goes back to the same site telling me to send my number to get the link to download it. What's the deal here, is 'revolut.com' not the correct site to download it? Why does it say it's on desktop? Why doesn't the site work...? Source: over 2 years ago
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Stripe mentions (275)

  • Under the Hood: How Tesla Powers its Android App with React Native
    Notably, Tesla employs Stripe as its payment service, ensuring exceptional stability and security. Stripe is a global payment system capable of reliably handling financial transactions across various countries. - Source: dev.to / 7 days ago
  • Four years of running a SaaS in a competitive market
    Same, from United States and not seeing dollars is a bit funky. I wonder if there are opportunities for more call to actions. e.g. I scrolled the page and the only links to sign up are at the top (I’m on mobile). Compare this to https://stripe.com/ and it’s super obvious how to “Start now” from anywhere on the page. - Source: Hacker News / 14 days ago
  • Is GitHub Sponsors Safe? A Comprehensive Guide
    Open-source development is a cornerstone of modern technology innovation, but sustaining projects financially remains a persistent challenge. GitHub Sponsors, an initiative introduced by GitHub, offers a way for individual developers and organizations to receive funding. Given the emphasis on financial and user security, developers often ask: Is GitHub Sponsors safe? In this post, we explore the safety protocols... - Source: dev.to / 15 days ago
  • Dunning Emails – Definition, Examples, Best Practices, and Automation Tools
    Many subscription billing or payment platforms include dunning management out-of-the-box. For example, Stripe (a popular payment processor) can be configured to send automatic payment failure emails and retry charges on a schedule. However, Stripe’s native dunning features are somewhat basic and not highly customizable. - Source: dev.to / 18 days ago
  • API Pricing Strategies: Segmentation and Personalized Models
    The most successful API businesses understand that pricing isn't a set-it-and-forget-it decision—it's an ongoing process of refinement. Companies like Stripe and Twilio have demonstrated that aligning pricing with value delivery and usage patterns leads to stronger customer relationships and improved revenue. - Source: dev.to / about 1 month ago
View more

What are some alternatives?

When comparing Revolut Bank and Stripe, you can also consider the following products

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

N26 - The Mobile Bank

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Mercury - Mercury is banking* for startups

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